Ramsgate Homeowners Profit By £59,980 In Last 5 Years. Bitcoin Investors Would Have Made £11,100,300
11/07/2021 1183
Buying your own Ramsgate home has always been seen as a good investment, yet with the rise of cryptocurrency such as bitcoin making eye-watering returns, is this the end of Thanet property as investment? If you are a Ramsgate homeowner (or planning to be one) or a Grantham landlord, then you might find this article of interest to you?”

Ramsgate Homeowners Profit by
£59,980 in Last 5 Years
… yet Bitcoin investors would have made £11,100,300
in profit. Is investing in ‘Bricks & Mortar’ dead?
 
Investing in property has historically been a sound investment, yet alternative investments (like Cryptocurrency) have been gaining traction over the last five years. So, should we all ditch buying our own home and buy Bitcoin?

Cryptocurrency with such names as Bitcoin and Ethereum are being bandied about as the new investment vehicle everyone should be investing in. But is Crypto a sound investment or just an ‘end of the seaside pier one arm bandit’ speculation?

Well to start, I need to discuss the difference between investing and speculation.

I have always seen investing as making a thorough detailed evaluation (and you are realistically sure your principal lump sum is relatively safe), you then have an opportunity to make a profit. Whilst speculating is all about putting your money into an asset that has ambiguous protection of your principal lump sum … and you have an opportunity to make a large profit but also the potential to make a huge loss.

In a nutshell, investment should be as interesting as watching paint dry and speculating should be as exciting as putting all your money on red on the roulette wheel.

So, let’s see what has happened to both Cryptocurrency and Ramsgate property in the last five years.

The average Ramsgate home five years ago was worth £218,510, today it’s worth £278,490.
 
We now ask, what would have been the return if you had invested the same amount in Bitcoin?

If you had invested £218,510 into Bitcoin in 2016,
it would be worth £11,100,300 today.

What about the return if you had invested the same amount in Ethereum?
 
If you had invested £218,510 into Ethereum in 2016,
it would be worth £36,082,600 today.
 
Yet only In June, when China placed stringent controls on how its population can use Cryptocurrency, Bitcoin dropped in value by 30% in one day. Also, this year, we saw another fall in Bitcoin when Elon Musk tweeted that Tesla were banning the acceptance of Bitcoins to buy its cars.

Can you imagine the value of your Ramsgate home dropping in value by £84,939 in just one day because of one tweet?

So, if Cryptocurrency is speculation and extremely high risk, surely buying your Ramsgate home is an excellent investment?

It is my opinion that purchasing a home to live in is a massive financial choice that can give you peace of mind and a lovely place to live, yet it is not an investment. I know this is going to sound strange coming from someone in the Ramsgate property industry, but whilst I know it’s common for people to think of their Ramsgate home as an investment, I believe nothing could be further from the truth.

I am not suggesting every 20 and 30 something should avoid homeownership, but if you are edging towards buying a Ramsgate home because you think you are making a savvy investing choice, think again.

The concept that the home you live in can be an investment comes from the statistic that, historically, property values increase. We all know someone, our Mum and Dad or Grandparents for example, who purchased their Ramsgate home in the 1950’s or 1970’s for the price of an Xbox and it’s now worth more than you make in ten years in salary.

Yet, I believe, it’s not an investment only because it goes up in value.

Between 1989 and today, Ramsgate property values, after removing inflation, have gone up by 50.37% … sounds great until you realise that is only 1.57% growth per annum (after inflation).

Sounds rubbish, doesn’t it?

But guess what? Does it really matter?

Even though your Ramsgate home’s value has outperformed inflation, there are other reasons your Ramsgate home is not an investment.

A real investment needs more than the outlook of an increase in value.

A home has a more important primary purpose.

Possibly the specific biggest reason why your Ramsgate home is not an investment is because its prime purpose is providing a roof over the heads of you and your family. One of the most rudimentary issues that makes an investment an investment, is your capability to decide the timing of your possession of the investment.

A true investment requires you to buy it and sell it at times (and under situations) that are probable to exploit your investment return, yet since your Ramsgate home is your family’s shelter, you will have hardly any power over the sale and purchase of your Ramsgate home from an investment perspective.

The absence of ‘real’ control over the timing of buying and selling our Ramsgate homes (and note I use the word home and not house) has had a significant harmful effect on property as an investment.

In all my years in the property profession, I have seen numerous Ramsgate people buy houses at the top of the market (1988 and 2008) because that was the time that they required a home for their family, but those same people became stuck, having to sell their homes a few years later because of personal circumstances, albeit for a loss.

Then I have seen other Ramsgate people buy at the bottom of the market (1993 and 2011) because that was the time that they also required a home for their family, and those same people had to sell their homes a few years later due to personal circumstances, albeit for a huge profit. Are the second set of people more savvy investors? No, it was just good or bad timing, and that is not uncommon when it comes to buying homes, and so has to, in my opinion, exclude a home as an investment.

A Ramsgate home cannot be an investment
if you never plan to sell it … and not buy another home.

While it is fact that Ramsgate homes usually increase in value, there is only a partial opportunity to tap into that growth. The best way to sell your Ramsgate home is after it has experienced a massive amount of value increase, sell at the top of the market, move into rented accommodation, then buy at the bottom of the market. Nevertheless, how do you know when it is the top and bottom of the property market (and moving home is considered the third most stressful thing you can do after death and divorce)?

That doesn’t sound like an investment to me, does it to you?

Ok, most people sell and buy another home, so when you do sell your Ramsgate home, you will have to use the profit you have made from the sale of your original Ramsgate home to purchase the next home as you will be moving from one home to another. This means your profit (equity) is trapped profit.

The only time that doesn’t happen is when you either trade down to a less expensive home, or move into rented accommodation, yet both scenarios are quite rare occurrences.

Using your Ramsgate home as a bank account?

In the early 2000’s, many banks and building societies were encouraging homeowners to re-mortgage their homes as property values rose by 15%+ a year. By extending the term of the mortgage, you could easily borrow £20k, £30k+ for fancy holidays and new cars and the monthly mortgage payments would be lower – that was like free cash!

Known as equity-stripping, a lot of Ramsgate homeowners found out the hard way during the Credit Crunch that they had in fact bought themselves negative equity when property values crashed. That left them powerless to re-mortgage to lower the monthly payments when the interest rates dropped in 2009, yet unable to sell to move to a less expensive property because of the negative equity. Finally, to add insult to injury, as the mortgage term had constantly been pushed into the future, they had the prospect of having to pay their mortgages until their late 60’s/early 70’s.

Bitcoin doesn’t need a boiler replacing every ten years.

Every homeowner knows it costs money to maintain their home. Replacement windows, soffits, roof, carpets, kitchens, bathrooms, boilers, flat roofs – the list goes on. Over the 25 years of a mortgage, that can add up to many tens of thousands of pounds, yet one can justify those costs since your home is providing you shelter. But that gets back to the original principle - a home is a shelter, and not really an investment.

But isn’t renting out a property an investment?

The solid fact is that your Ramsgate home, the home that you live in, basically won’t provide any form of cashflow when you are a homeowner, unless you move out and rent the whole house to someone else. That is called a buy-to-let investment – of course that is an investment and I know many Ramsgate buy-to-let landlords who make a decent living at renting out their rental properties.

Yet, that wasn’t the point of the question I asked originally – “is buying a home, for you and your family to live in, a good investment?”

Of course, you could take in a lodger or rent rooms out as an Airbnb, and this will help you pay your mortgage, Council Tax and other costs associated with homeownership, so it can be worth it for many. However, an “Englishman’s home is his castle” is quite apt and most of us aren’t good with sharing it with strangers.

What do we buy homes for then?

To conclude, I believe the principal reason why so many Ramsgate people consider their home (not house) to be an investment is because we are all obsessed about how much our home is worth.

We are all guilty of checking out Rightmove when a property on our street comes up for sale. Yes, we are nosey by looking at the pictures, yet the most important thing is what price they’re asking and how it compares to our home. Our home is our biggest tax-free asset and especially when it goes up in value, which it certainly has done for the last nine or ten years, it certainly can feel like an investment then.

However, during the five property crashes that we’ve had since World War II, not only did property values not increase, but they fell. Some dropped dramatically. For homeowners in that position, not only was their home not an investment, but it had become a huge liability.

Thank you for taking the time and trouble in reading this article. I must stress that I’m talking about our own homes as an investment and not buy-to-let investment which is a completely different animal and certainly is an investment, if done correctly.

One final thought - for those of you buying and selling Cryptocurrency – enjoy your roller coaster. For me, the thing about property is this; you can touch it, you can feel it, there is something reassuring about a 9-inch red brick and tiled roof. It’s home, it’s where you bring up your family, it’s where memories are made and the best investment you can make in life is with them, your family … and for that - it is a priceless and enduring investment.

These are my thoughts, please tell me what yours are.


Leave a comment

Add Comment
Tag : bitcoin

Search

Categories

#Fairytaleday1 #Fathersday1 #Internet1 #Landlord2 #Letting2 #Tenants1 10Years1 12Months1 17Thfeb1 1952Tonow1 202137 2022149 202363 2023 Tips1 2023]1 20246 20281 20501 2Nddecember1 30Years3 4Beds1 5 Years1 5Reason1 5Thnovember1 Accidental1 Accidents1 Accounts1 Addspace1 Advice227 Advicetips1 Ai2 Airbnb2 Alarm1 All Areas1 Amazing Apartment1 Announcement2 Antibullingweek1 Aprilfool4 Aricle1 Arla10 Art1 Article2 Assistance1 Autumn3 Avoid1 Babybank1 Babyboomers1 Backtoschool1 Bargain1 Bathroom1 Batterprice1 Beaches1 Bedroom1 Beinsured0 Bekind1 Benice1 Benk1 Beprepared2 Bestpractice1 Bestpractive1 Bigchange1 Bitcoin2 Blog4 Bonfirenight1 Bookavaluation1 Breakingnews3 Brexit2 Broadstairs18 Broker1 Btl7 Budget2 Bugs1 Builder1 Builders3 Building3 Building Insurance1 Buildings1 Buildingsurvey1 Bully1 Bungalow2 Buttolet1 Buyer9 Buyers3 Buyersremorse0 Buyi1 Buyin20241 Buying71 Buytolet26 Carbonreduction1 Care1 Carehome1 Celebrate1 Celebration3 Census1 Chain2 Chainfree1 Change2 Changeagent1 Charity3 Cheapbuying1 Checklist2 Cheerup1 Chemicalfree1 Children4 Chocholic1 Chooseanestateagent1 Choosetherightagent1 Christmas15 Cleaning4 Clientmopneyprotection1 Closetosesa1 Commentary1 Commentry3 Commitments1 Commuinity1 Community25 Compromise1 Con1 Condensation1 Conflict1 Consideration1 Contents1 Conveyancing1 Cookeandco1 Coronation1 Costof Living1 Costofliving5 Costs2 Council1 Councilowned1 Couple1 Cover1 Covid 194 Crash2 Crime2 Crisis3 Crooks1 Customer Service1 Customers19 Customerservice3 Damiencooke1 Damp1 Debt1 December20231 Declutter1 Decorating2 Decore1 Deposit2 Deposits1 Design1 Developers4 Digitaldeclutter1 Dioy1 Disaster1 Disaters1 Distress1 Divorce4 Diy13 Documents1 Doglover1 Dogs3 Donsizing1 Dontmissout1 Doomandgloom1 Downsize1 Downvalue1 Easter1 Easterarticle1 Eat2 Education1 Elecric1 Emergency1 Emertgency1 Emptyhomes1 Energy8 Energyperfomancecertificate1 Enigma1 Enjoy2 Entertainment1 Epc5 Estateagencythanet1 Estateagent2 Ethical1 Eu1 Eurovision1 Eviction2 Exciting5 Expereience1 Experience3 Experts1 Explainations1 Fa1 Facts3 Fallthrough2 Families1 Family1 Faq1 Fashion2 February1 Feeling1 Fengshui1 Figures3 Film1 Films1 Finanace1 Finances2 Financialservices12 Firemworks1 First1 Firstbuy1 Firsthome1 Firsttime2 Firsttimebuyer4 Fivestar1 Fivestars1 Fivestarservice2 Flat1 Fleas1 Flowers1 Follow The Sun1 Foocbank1 Football3 Forsale7 Fourbeds1 Fraud1 Fraudprevention1 Free1 Freehold1 Freelisting1 Friendly1 Fs2 Ftb5 Fuin1 Fullsurvey1 Fun69 Funfact1 Furnished1 Furnishing1 Future5 Gadgets2 Garageconversion1 Garden4 Gardening2 Gardens1 General26 Generationrent1 Getmoving1 Gifts2 Givernment1 Globalwarming1 Gogreen1 Golf1 Goodagent3 Goodidea1 Goodnews1 Goodpractice1 Goodtimes1 Goodtimetosell1 Goodwill1 Google1 Govenment1 Government2 Granddesign1 Green3 Greenpolicies1 Grief1 Guide1 Hacks1 Happy New Year1 Happychristmas1 Happyeaster1 Happynewyear2 Happypets1 Healthy1 Healthyeating1 Heatmap1 Heatwave1 Helo0 Help23 Helpftb1 Helpful1 Helpfuladvice1 Helptobuy3 Helptosell1 Highervalueproperties1 Hints6 Hmrc1 Hobbies2 Hobby1 Hoints0 Holiday2 Holidays1 Home7 Home Automation1 Homegoldmine1 Homehelp1 Homeimprovement6 Homeowner1 Homeowners1 Homeownership1 Homeselling1 Homesunderthehammer1 Hometoobig1 Honesty1 Hotbuy1 House6 House Price4 Houseblockers1 Housemarket12 Houseplants1 Houseprice1 Houseprices12 Housing2 Housingassociation1 Housingshortage1 Icerink1 Ideas4 Iideas1 Iinteriordesign1 Illegal2 Important1 Improvements1 Increase2 Indepth1 Inflation9 Information1 Insight2 Insights1 Inspections1 Inspiration1 Insulation1 Insurance2 Integrity1 Interest1 Interesting2 Interestrates4 Interference1 International1 Intheknow1 Investment19 Investor2 Investors1 Jan241 January1 Jargon1 Jobs1 Joint1 Jointlet1 Joke1 Jumpers1 Kent3 Kids1 Kindness2 Kitchen1 Landandnewhomes1 Landlord124 Landlordadvic1 Landlords7 Landlords Advice Fun1 Landregistry1 Landregisty1 Lanlordss1 Lattings0 Law1 Leapyear1 Leasehold1 Legal3 Legislation24 Legistlation1 Legla1 Letting28 Lettings6 Lifestyle1 Limited1 Links1 Local6 Location1 Lonely1 Lookingtobuy1 Lookingtosell1 Love3 Lovethem1 Lovetohelp1 Luxury1 Maintainance6 Maintaince1 Management17 Managing1 Managment1 Map1 March 20241 March20241 Margate16 Margateprices1 Market8 Marketcommentry10 Marketing2 Maths1 Maximise1 May1 Mentalhealth5 Mentalwellbing1 Metime1 Mistake1 Modern1 Mogtheringsunday1 Money1 Moneysaving1 Mortgage4 Mortgages10 Mortgate1 Motherday1 Moving6 Moving In Together1 Movinghome1 Movingin2 Movingintogether1 Movingtips13 Mumanddad2 Mumsmoving1 Myths1 Naea2 Needsreferbishment1 Negatives1 Negotiation1 New Builds4 Newbuild1 Newhome2 Newlaws1 Newnormal2 News3 Newsflash2 Newyearresolutions1 Niovember1 Nofireworkfun1 Nosection211 Numberone1 Oap1 October5 October 1St1 OEA1 Older2 Ontherise1 Organise1 Oroperty1 Ourview1 Outside1 Overprice1 Overpriced1 Overvalue1 Parents1 Partents1 Pastimes1 Payfirst1 Payupfront1 People1 Perfectsteps1 Pests1 Petfriendly1 Pets2 Photos2 Planning1 Plantsnottohave1 Plastic2 Plumbing1 Police1 Politics1 Pop1 Popular1 Portals1 Positive2 Positivestart1 Postiveread1 Predictions1 Preditctions1 Preventative1 Prevention1 Price3 Prices3 Priopertyprices0 Private1 Problem1 Problems2 Process3 Productivity1 Proffessional1 Profit5 Proiperty1 Property10 Propertyanalysis1 Propertyasanivestment1 Propertymanagement1 Propertymarket6 Propertyprices3 Propertystats1 Propertytrends3 Pulse1 Purchase2 Purchaser2 Quickread1 Quicktips1 Quiz1 Ramsgate25 Rates1 Reading1 Ready1 Realisiticprice1 Recommendations2 Redtape1 Reduction1 Referbish2 Reform1 Relationships1 Relax2 Relocation1 Remorse1 Remortgage2 Rent1 Rental8 Rental Advice1 Rentalmarket1 Rentalmarketinsights1 Rented5 Rentincrease1 Renting9 Rentprotection1 Rents11 Rentstohigh1 Repairs13 Report1 Reservations1 Resposibilities1 Rightagent1 Risingprices1 Rollon20231 Rubbish2 Safetly1 Safety3 Sales6 Santa1 Saturday1 Save4 Savemoney1 Saving1 Saynotobulling1 Scam1 Scams2 Schemes1 School2 Schools1 Schoolsout1 Searches2 Seaside2 Season1 Seaview1 Secondhome1 Secrets3 Security1 Seeling1 Selfbuild1 Sell1 Seller20 Sellers1 Selling112 Sellingwithpets1 Sellnow1 Semi1 Service3 Setrent1 Sharing1 Shocking1 Shopping1 Short6 Short Read1 Short]0 Shortage2 Shortread2 Shouldibuy1 Shouldisell1 Shouldyoubuy1 Shouldyoulet1 Sizematters1 Smallbusiness1 Smart1 Snowman1 Socailhousing1 Social1 Sofew1 Solar1 Sold4 Solicitors2 Somethingsmaller1 South East Stats1 Southeast1 Spain1 Spare Room1 Sponsorship1 Spring3 Springsoom1 Springtime1 Stampduty2 Starts1 Stateofmarket1 Statisics1 Statistics27 Stats47 Staycation2 Staypositive1 Strategy1 Stress9 Success1 Summer1 Sunday1 Support1 Survey2 Switchagents1 Takealoadoff1 Tax6 Tdc1 Tds2 Tea1 Tea Time1 Teabreak2 Team1 Tech3 Teens1 Tenancy5 Tenant27 Tenants12 Terms1 Tesla1 Thanet49 Thanetdistrictcouncil1 Thanetexperts1 Thanethomes1 Thanetontheup1 Thanetprices1 Thanetpropertymarket1 Thankyou1 Thefuture1 Themarket1 Things To Avoid1 Time2 Timescale1 Tips20 Toptips1 Tory1 Tour1 Tradesman1 Traditions1 Trend1 Trends13 Trust2 Trustus1 Tthanet1 Tv1 Uk1 Ukhousemarket3 Ukhousingtrends1 Uktrends1 Unfurnished1 Unique1 Usecookeandco1 Usp1 Uturn1 Valentine1 Valuation5 Value2 Vandor0 Vendor56 Viewings1 Wabi-Sabi1 Websites1 Wecanhelp1 Weekend2 Wfh1 Whatisasurvey1 Whatitmeans1 Whatshappening1 Whattolookfor1 Whycookeandco1 Whysolong1 Whyuseus2 Windowbox1 Windows1 Winter1 Winteriscoming1 Women2 Working1 Worldliteracyday1 Worldsmileday1 Worries1 XMAS10 Yields1 Young1 Youragent1

Tags

#2 #202213 #Buying1 #Landlord3 #Nationalgardeningweek1 #Nationalgardeningweekj0 #Property2 #Tenant2 103Days1 19521 1Bed1 1In61 20204 2021148 2022180 2023218 2023Easter1 202445 20501 24 Hours1 30Yearletting1 4Bedroom1 5Tips1 6Step1 6Yearsold1 6Yr1 7 Days1 7Tips1 Abroad1 Accident1 Accidents1 Accountant1 Addvalue1 Adult1 Advantages1 Advice175 Aerialtour1 Afterchristmas1 Agent1 Agentvalue1 Agreement1 Ai1 Airbnb1 Album1 Animals1 Annual1 Antibullingweek1 Apartment1 April1 Aprilfool3 Arla5 Arrears2 Article1 Autumn6 Averagehouseprice1 Avergageprice1 Avergagethanet1 Award1 Babyboomers1 Backtoschool1 Badagent1 Badcredit1 Badpractive1 Bankofengland3 Bargain1 Bedroom1 Bedroomtrends1 Best1 Bestpractice2 Billsincluded1 Bitcoin1 Blue Monday1 Blues1 Blunders1 Boomers1 Breakingnews1 Brexit5 Broadstairs14 Btl5 Budget7 Bugs1 Bully1 Bungalow2 Buster1 Buy4 Buy To Let1 Buyer5 Buyers3 Buying26 Buying Process2 Buyingandselling1 Buytolet13 Buytoletthanet1 Buytoley1 Buytorent2 Calm1 Camping1 Capital Gains3 Carbon Monoxide1 Care1 Carehomes1 Cash1 Cats1 Celebraties1 Celebration2 Census1 Chain1 Charging1 Charity5 Charm1 Checklist2 Child1 Children2 Chocolate3 Choosing1 Christmas20 Christmas Opening Hours1 Christmassong1 Cleaning7 Clientmoneyprotection0 Comingsoon1 Commentry2 Community14 Communoy1 Communuity1 Compare1 Comparison1 Condensation2 Condition1 Congratualtions1 Conservative1 Contractors1 Conveyancing3 Cooke & Co9 Cookeandco5 Cookeco1 Cop1 Cost2 Costly1 Costofliving7 Costs1 Councilhouse1 Couple1 Couples1 Covid 198 Crash3 Crime1 Crooks1 Crystalball1 Customerservice17 Damage1 Danger1 Debt1 December2 Declutter1 Decor1 Decorate1 Decorating1 Decore3 Deposits1 Depression1 Design5 Detached1 Developer3 Development3 Differences1 Digital1 Disaster1 Divorce4 Diy8 Dogs5 Dontpanic1 Dovorece1 Downsize1 Downsizing2 Dss1 Easter1 Education1 Electriccars1 Electricity2 Eliots Close1 Emergency2 Empireoflight1 Emptyproperty1 Energy9 Energycrisis3 Energysaving2 Enviroment1 Epc5 Equity1 Esater1 Estateagency1 Estateagent3 Estateagents1 Ethical1 Eu1 Euro1 Eurovision1 Eviction1 Exciting2 Exclusiveproperty1 Experience1 Expert1 Fairytale1 Fallthrough1 Fallthroughs1 Families1 Family3 Fashion1 Fathersday1 Fear1 Fengshui1 Festivals1 Festive1 Ffun1 Figures1 Films1 Finace1 Finacial Service1 Finacialadvice2 Finance4 Findnewhome1 Fireworks2 First Time Buyer2 Firsthome1 Firsttimebuyer12 Firsttimerenter1 Firttimebuyer1 Fivestars1 Fivestarservice1 Flat1 Foodbank1 Foodwasteweek1 Football2 Forecast1 Forsale5 Fraud4 Freshstart1 Friends2 Fs1 Ftb5 Fun43 Fun Advice2 Future4 Gadgets2 Games1 Garage1 Garden11 Gardens1 Gas1 Gen1 General12 Generation2 Genz1 Getmoving1 Gifts2 Glastonbury1 Gloomandoom1 Good News1 Goodagent2 Goodestateagent2 Goodnews1 Goodpractice1 Goodtimes1 Google1 Govenment1 Government1 Granny1 Greatagents1 Green4 Greetings1 Groundfloor1 Growyourown1 Guarentor1 Guide1 Hacks1 Hainelodge1 Halloween4 Handytips2 Happyeaster2 Happyfathersday1 Happynewyear3 Health1 Heartfoundation1 Heatmap7 Heatmaps3 Help9 Helptobuy1 Helptosell1 Hiddenspace1 Highervalue1 Hints2 Historicprices3 History1 Hmo1 Hobby1 Hoiliday1 Holiday1 Holidayrent1 Holidays1 Holidayseason1 Home5 Homebuyer1 Homeinsurance1 Homeowner12 Homeownership3 Homes1 Homesunderythehammer1 Honest1 Hot1 House Prices28 Housemarket4 Houseplants1 Houseprice15 Houseprices7 Houseshare1 Housing Crisis1 Housingcrisis2 Housingmarket4 Hunt1 Ice1 Icerink1 Ideas6 Imortgage1 Improvements1 Includebills1 Increasevalue2 Inetrnationalwomensday1 Inflation11 Information1 Inheritance3 Inpection1 Insight1 Insights1 Inspections1 Inspiration1 Instagram1 Insulation1 Insurance2 Interest9 Interesting1 Interestrates1 Interiordesign1 Internet1 Inventory1 Investing1 Investment15 Investment Buy To Let1 Investments1 Investors1 Jargon1 Jeremyhunt1 Jeremyhuny1 Jobs2 Jointtenants1 Joy1 Joys2 July1 Jumpers1 June2 Kids2 Kindness2 Kingcharles1 Kitchen2 Land1 Landl;Ord1 Landlord132 Landlordchecklist1 Landlords11 Lanlord0 Law1 Laywer1 Ldecember1 Leadership1 Legal1 Legislation19 Letting17 Lettings6 Lettingwithfriends1 Lifetime Deposit1 Lights1 Limited1 Lioness1 Lletting1 Local3 Localauthority1 Loft1 Lonley1 Lookahead1 Lookfor1 Love3 Loves1 Lvendor1 Maintain1 Maintainance3 Makingtaxdigital1 Management8 March2 Margate18 Market7 Marketcommentry9 Marketing3 Mature1 May1 Mentalhealth9 Mistake1 Mistakes2 Modern1 Moneysaving1 Monthly1 Morespace1 Morgage1 Mortgage14 Mortgagerates1 Mortgages1 Mortgate1 Mortgaterate1 Morthgage Freedom1 Mot1 Mother1 Mothers1 Mothersday2 Moving5 Mulitigenerational2 Mums1 Music1 Myths3 Naea1 Nationalteaday1 Negative1 Newbuild4 Newdevelopment1 Newhome2 Newhomes1 Newnormal4 News1 Nightmare1 Notice1 November4 November5th1 Novemver1 Oap1 Obligations1 October9 Offer1 Oldertenants1 Oldtownmews1 Onebedroom1 Online1 Opening Times1 Optimistic1 Over501 Overpayment1 Overvalue1 Overvaluing2 Paperwork1 Parenting1 Parents2 Partner1 Pests1 Pets9 Photographs1 Photography1 Pitfalls2 Planning2 Plants1 Plastic2 Poem1 Politics1 Poltics1 Popular1 Portals1 Portfolio1 Posh1 Ppsqft1 Price1 Pricedrop1 Pricerise1 Prices1 Pricing1 Private2 Privatelandlord1 Privatesale1 Probate2 Problems3 Process1 Profit1 Progression1 Properttymarket1 Property19 Property Coownership1 Property Market1 Propertyinsights1 Propertyinvestmentinsights1 Propertyinvestmenttips1 Propertymarket17 Propertyprice1 Propertyprices4 Propertystats3 Propertysurge1 Propertyupdate2 Purchase1 Purchaser1 Quatar1 Questions1 Quickread1 Quiz1 Ramance1 Ramsgate18 Rates2 Reading1 Readytomove1 Readytosell1 Recession1 Recommended1 Recycle1 Reduce1 Reduction1 Reductions2 Referb1 Reference1 References1 Refubishment1 Regret0 Relax1 Relocation1 Remorse1 Rent2 Rental6 Rented5 Renters Reform1 Rentersreform1 Renting3 Rentorsell1 Rents16 Reolutions1 Repairs10 Reports1 Repurposing1 Reservations1 Resolutions1 Retail1 Reterreform1 Retirement1 Return1 Review2 Reviews1 Rics1 Rightmove1 Righttime1 Rise1 Rises1 Robbery1 Sadness1 Safety2 Sales8 Salesupdate1 Save1 Savetheplanet2 Savethousands1 Scams2 School1 Schools1 Scrabble1 Seasons1 Secondtimearound1 Secrets2 Section211 Section81 Security2 Selfbuild1 Selfmanage1 Sell1 Sellbeforebuy1 Seller11 Selling91 Selling Process4 Selling Tips1 Sellingtips1 Selliptips1 Selloff1 Semidetached1 September6 Shoplocal2 Shopping1 Short6 Shortage1 Shortread3 Shouldisell1 Sixbuyertypes1 Sixtips1 Sizematters1 Smallbusiness1 Smart1 Socailhousing1 Socails1 Social1 Social Media1 Sold3 Solicitor1 Solicitors2 Southeast2 Spacious1 Spain1 Special1 Spingclean1 Spring15 Sqft1 Squirrels1 Staging1 Stampduty1 Statisics1 Statistic1 Statrs1 Stats33 Staycation2 Storage1 Stress4 Stressreduction1 Style1 Styles1 Summer1 Sun1 Supply1 Support2 Suprise1 Surveys1 Switch1 Tax5 Taxcuts1 Teabreak5 Team1 Teatime2 Tech4 Teen1 Teenmoving1 Tenancies1 Tenancy2 Tenant22 Tenants7 Tenats1 Tenure1 Terms1 Terraced2 Thanet64 Thanetlandlords1 Thanetproperty1 Thankyou1 Thatcher1 Themarket1 Tiktok1 Time1 Timetosell1 Tip1 Tips15 Torent1 Tory1 Tradesman1 Trands1 Trends7 Tricks1 Tthoughts1 Tufty1 Tv2 Uk1 Ukhousing1 Ukproperty1 Ukrealestatetrends1 Unscrupulous1 Usecookeandco0 Valentine1 Valentines1 Valuation6 Value1 Valuing1 Vegetables1 Vendor41 Vermin1 Wabi-Sabi1 Waitinglist1 Warning0 Waste1 Wecanhelp1 Whatsbest1 Whychooseus2 Willitcrash2 Windowbox1 Windows1 Winter5 Women1 Workfromhome1 Worldcup2 Worldphotographyday1 Worldscrabbleday1 Worldsmileday1 Xmas14 Xmaschecklist1 Yields1 Youtube1