Briary Fields
Due for completion in August 2021, we’re really excited by the way Briary Fields is taking shape. Built around three sides of this rectangular plot, you’ll find 16 three-bedroom semis in four different styles, a three-bedroom bungalow and seven two-bed semis.
Most homes will benefit from views over open fields, while others will look out over the neatly landscaped forecourts and gardens at the centre of Briary Fields, where two picnic benches have been artfully positioned for use by all our homeowners - the perfect place to relax and enjoy summer picnics or morning coffees. You may even like to get to know your new neighbours over a cuppa - or something stronger! Within the boundaries of Thanet District Council, it is close to Westgate-on-Sea and Birchington-on-Sea, villages which already have an established reputation as sought-after areas for house buyers and with Margate Old Town a short drive, and benefiting from plentiful retail, leisure and cultural attractions, homes in this part of Kent do not stay on the market for long.
All homes at Briary Fields are of a timber-framed construction with traditional masonry or brickwork - a durable build which will look just as impressive in ten years’ time as the day your house was built. Complemented by slate roof tiles, white uPVC double-glazed Georgian-style windows with cast stone windowsills plus a composite front door and external courtesy light, homes here combine the best of traditional craftsmanship with modern styling to create a great first impression. Each plot is carefully presented with grey sandstone paving providing both a patio area and footpath around your home while coloured concrete paving provides hard standing for vehicles. The site is planted with laurel hedging and silver birch trees, creating a natural, tranquil setting and a pleasant vista from your living room window. The generous-sized gardens to the rear of each property will be turfed and come with a wooden garden shed and a useful garden tap. The existing hedgerow and trees will be retained in the case of homes located around the perimeter of the site.
House Types
Units 1-2
Units 3-4
Units 5-6-7
Units 8-9
Units 10-11
Units 12-13
Units 14-15
Units 16-17
Units 18-19
Units 20-21
Unit 22
Units 23-24
Specification
Homes at Briary Fields have been designed for the way we live our lives today - and modern living usually means the kitchen/dining space is the hub of the home. That’s why our three-bedroom homes (available in four different styles) benefit from an extremely spacious kitchen/dining area providing around 25m2 of space - which we’re fairly confident is larger than the average kitchen/diner in a new build three-bed home. Whichever style you opt for, the kitchen/dining areas within our homes at Briary Fields have one feature in common: they are designed to admit maximum daylight and to create an amazing circulation space, which is simply perfect for cooking, dining, playing (if you have young children) and entertaining.
Kitchens are fitted with a range of stylish handle-less base and wall units with a with a stainless-steel sink and mixer tap. Stylish worktops come with 100mm upstands and a range of high-end kitchen appliances including a single oven, induction hob, extractor fan, integrated fridge-freezer, washer-dryer and dishwasher completing the look, plus LED under cabinet downlights and USB sockets. Luxury vinyl click flooring is fitted throughout the ground floor, the bathrooms and the ensuites where appropriate. Carpet will be laid to the stairs and bedrooms. We’ve also thought carefully about the kind of space the average family requires - a downstairs WC/washbasin; a utility room - to keep everyday ‘stuff’ hidden out of the way, yet conveniently located off the kitchen; a hall cupboard; a separate living room so you can relax at the end of the day; a stylish ensuite to the master bedroom as well as a family bathroom; extra storage space or space for fitted wardrobes . . .
Upstairs, the focus is again on well planned accommodation. All master bedrooms have ensuites with a shower, WC and pedestal basin while the main bathroom has a high quality four-piece suite in a contemporary style. Ensuites and bathrooms are tiled from floor to ceiling with heated chrome towel rails and extractor fans as standard. Floors are fitted with luxury vinyl click flooring. Some styles feature a walk-in wardrobe off the master bedroom and in others, the layout allows space for you to install your own fitted wardrobes. Contemporary white internal doors are complemented by rose door handles and brushed chrome sockets and switches. Fitted carpets are laid to the bedrooms, hallway, and stairs. Homes are Sky TV ready with data multiplates fitted to the living area/bedrooms. All homes are gas centrally heated with wall mounted radiators.
Pricing & Availabilty
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Site Plan
Location
Just a short distance from the A28, Briary Fields is well located for local amenities too. Close to Garlinge, Westgate and Birchington with Margate Old Town, only ten minutes away, you’ll find a pharmacy and GP surgery less than a mile from home and a Marks & Spencer convenience store at the local petrol station. There is also Westwood Cross Shopping Centre too, only ten minutes away by car where you will find a good range of bars, restaurants, well-known retailing brands and independent retailers.
Golfing enthusiasts are well served by the popular Westgate and Birchington Golf Club while the Hussar Pub and Hotel is five minutes away - handy for a swift half or a family meal. For those who work in the city and are drawn to a greener lifestyle near to the coast and countryside of East Kent, Westgate train station is just a ten-minute walk and from here, you can catch a direct train to St Pancras with an average journey time of 1hr 50 minutes. For those with children there are four good schools catering for infant/primary level through to secondary age students - all less than four minutes away.
For beach lovers, St Mildred’s Bay and Westgate Bay are closest - at just a 20-minute walk. Offering quieter beaches than Margate and Ramsgate, they are particularly pleasant places to stroll and watch the world go by with several good bars, restaurants and coffee shops - Westgate is a lovely Victorian town too with some charming family-run businesses.
Margate Old Town is 1.8 miles away or ten minutes by car. Called by some the Kent Riviera, Margate’s vibrancy as a seaside town with its eclectic mix of locals, artists, retirees and Londoners, is well known.
With a clean sandy beach, it has earned itself a blue flag rating and children and families alike are drawn to the ever-popular Dreamland amusement park as well as the relatively new Turner Contemporary Gallery, so named because of the artist’s long association with the town in the 19th century.
Help to Buy is available on select properties within this development. Please ask for details.
Help To Buy
Help to Buy is a government scheme which can help you to buy a property with just a 5% deposit with a Help to Buy: Equity Loan, subject to eligibility, terms and conditions
The Government has announced a new Help to Buy scheme to run from April 2021. It is restricted to first-time buyers and will include regional price caps to ensure the scheme reaches people who need it most. There are no changes to the current Help to Buy equity loan scheme which runs to March 2021.
The new scheme will run from April 2021 to March 2023. As with the current scheme, under the new plans, the Government will lend buyers up to 20% of the cost of a newly built home, and up to 40% in London.
Read more about this on https://www.helptobuy.gov.uk/
Help to Buy is a government scheme which can help first time home buyers get a property with just a 5% deposit. Use this guide to learn how Help to Buy schemes work, how to qualify and the different options available.
How does Help to Buy work?
Help to Buy: Equity loans
Where to go for more information
How does Help to Buy work?
Coronavirus
The coronavirus outbreak has affected the completion dates for Help to Buy homes. You can find out more on Gov.uk.
The Help to Buy scheme offers an equity loan where the government lends first-time buyers and existing homeowners money to buy a newly-built home.
The purchase price must be no more than £600,000. Under this scheme, you can borrow 20% of the purchase price interest-free for the first five years as long as you have at least a 5% deposit. If you live in London, you can borrow up to 40% of the purchase price.
Use our Mortgage Calculator, to work out how much you’d pay back each month.
The Government has confirmed it will extend its Help to Buy equity loan scheme from 2021 to 2023. However, this extension will be restricted to first-time buyers purchasing newly built homes.
From 2021, there will also be new regional price caps which could reduce the maximum value of homes that can be bought through the Equity Loan Scheme.
Who can’t apply for the scheme?
- You can’t use the above schemes to buy a second home or a property to rent out.
- If you use Help to Buy, you can only take out a repayment mortgage.
- You can’t buy a property for more than the set price limits (see below).
The Help to Buy scheme is available in England only.
Help to Buy: Equity loans
How they work
You need at least 5% of the sale price of your new-build flat or house as a deposit
The government lends you up to 20%, or 40% if you live in London, of the sale price.
You borrow the rest (up to 75%, or 55% if you live in London) from a mortgage lender, on a repayment basis.
The equity loan must be repaid after 25 years, or earlier if you sell your home.
You must repay the same percentage of the proceeds of the sale as the initial equity loan (i.e. if you received an equity loan for 20% of the purchase price of your home, you must repay 20% of the proceeds of the future sale).
Example
Cost of home - £200,000
Cost name Percentage of total £ value
Your deposit 5% £10,000
Equity loan 20% £40,000
Mortgage 75% £150,000
TOTAL £200,000
The interest rate you will be charged
You don’t pay any interest or fees on the government’s equity loan for the first five years. In the sixth year, you’ll be charged 1.75%.
After then, the fee rises by inflation based on the Retail Prices Index (RPI) plus 1% each year.
RPI figures are put together by the Office for National Statistics.
See below for an example of how the fees work.
Interest rates for paying back your loan
Years 1-5: no fees
Year 6: 1.75% of the loan
Year 7 onwards: 1.75% + RPI + 1%
These fees do not go towards paying off the government loan.
When you sell your home, or the mortgage is paid off, you have to repay the equity loan plus a share of any increase in the value. It works like this:
Example
Home bought for £200,000, sold for £250,000
Increase in value 25%
Equity loan repayment £50,000 (£40,000 + 25% profit)
Mortgage £150,000 (less capital repayments)
Your share at least £50,000
The remaining £50,000 (or more) can be used as a deposit on your next home.
The exact amount depends on how much you’ve paid off your mortgage.
You can also pay back part or all of your loan at any time.
The minimum percentage you can pay back is 10% of the market value of your home.
The amount you pay will depend on the market value at the time.
Where to go for more information
Please click here to visit the government find a help to buy agent
Speak to our Financial Adviser for further assistance.
Help to Buy is available subject to eligibility, terms and conditions.
